Insurance & Financing
Getting the dental care you need shouldn’t feel overwhelming because of finances. At Softly Dental, we believe every patient deserves honest guidance, transparent pricing, and flexible options that make treatment feel attainable. Whether you have dental insurance or are looking for financing, our team is here to help you understand your choices with no surprises along the way.
Understanding your options
Every patient’s situation is different, which is why we take the time to explain your coverage and payment options clearly. We work with most PPO insurance plans and Medicare, helping you maximize your available benefits whenever possible. If you have questions about your coverage, our team is happy to review it with you before treatment begins.
For treatments not fully covered by insurance—or for patients without dental insurance—we offer flexible financing through CareCredit and Cherry, allowing you to spread payments over time in a way that fits your budget. Our goal is simple: helping you receive the care you need without unnecessary financial stress.
What your experience looks like at Softly Dental
Understanding insurance and payment options shouldn’t feel confusing. From your first conversation with us, we’ll walk you through everything clearly, answer your questions, and help you choose the option that makes the most sense for your needs.
Clear answers from the start
- Insurance guidanceWe'll review your benefits, explain what your plan may cover, and help you understand any out-of-pocket costs before treatment begins.
- No financial surprisesWe believe in transparent communication, so you'll always know your options and estimated costs before making any decisions.
Flexible ways to move forward
- Financing that fits your budgetIf needed, we'll help you explore flexible monthly payment options through CareCredit and Cherry, making treatment more manageable.
- Support every step of the wayWhether you're using insurance, financing, or paying directly, our team is here to answer questions and make the process as simple as possible.
How our team helps you navigate insurance & financing
Every treatment begins with an honest conversation. Before moving forward, we’ll help you understand your insurance benefits, explain any expected costs, and answer your questions in clear, everyday language.
If financing is the best option, we’ll guide you through the available plans and help you find a payment solution that fits comfortably within your budget. Our goal is never to pressure you into treatment—it’s to help you make informed decisions with confidence.
We believe great dental care starts with trust, and that includes being transparent about the financial side of your care from the very beginning.
Your Smile Deserves Gentle, Honest Care
Frequently asked questions
Insurance & Financing
Do you accept dental insurance?
Yes. We work with most PPO insurance plans and Medicare, and we’ll gladly help you understand and maximize your available benefits.
What if I don't have dental insurance?
That’s completely okay. We offer flexible financing through CareCredit and Cherry, making it easier to spread the cost of treatment over time.
Will you tell me the cost before treatment?
Absolutely. We’ll review your treatment plan, explain your insurance benefits, and provide a clear estimate before any treatment begins.
Can I finance cosmetic dentistry?
In many cases, yes. Financing may be available for preventive, restorative, and cosmetic treatments. We’ll help you explore the options that fit your needs.
Who can help me understand my insurance benefits?
Our team is happy to help. We’ll review your coverage, answer your questions, and explain everything in plain English or Spanish so you can make informed decisions.
Making quality care more accessible
Everyone deserves a healthy, confident smile, and financial concerns shouldn’t stand in the way. Whether you’re using insurance or exploring financing options, we’re here to help make your dental care simple, transparent, and comfortable from the very beginning.